Tag: soulwining

WORD-AFLAME LEADERSHIP COLLEGE WHERE ARE WE GOING?

WHERE ARE WE GOING?

By Gideon in All of God, Blog on May 25, 2018

…….Billy Graham ( November 7, 1918- February 21, 2018).
He went to be with the Lord this morning. He was 99 years old.

In January, leaders in Charlotte, North Carolina invited their favorite son, Billy Graham, to a luncheon in his honor.

Billy initially hesitated to accept the invitation because he struggles with Parkinson’s disease. But the Charlotte leaders said, ‘We don’t expect a major address. Just come and let us honor you.’ So he agreed.

After wonderful things were said about him, Dr. Graham stepped to the rostrum, looked at the crowd, and said,

“I’m reminded today of Albert Einstein, the great physicist who this month has been honored by Time Magazine as the “Man of the Century”.

Einstein was once traveling from Princeton on a train when the conductor came down the aisle, punching the tickets of every
passenger. When he came to Einstein, Einstein reached in his vest pocket. He couldn’t find his ticket, so he reached in his trouser pockets. It wasn’t there.

He looked in his briefcase but couldn’t find it. Then he looked in the seat beside him. He still couldn’t find it.

The conductor said, “Dr. Einstein, I know who you are. We all know who you are. I’m sure you bought a ticket. Don’t worry about it.”

Einstein nodded appreciatively. The conductor continued down the aisle punching tickets. As he was ready to move to the next car, he turned around and saw the great physicist down on his hands and knees looking under his seat for his ticket.

The conductor rushed back and said, “Dr. Einstein, Dr. Einstein, don’t worry, I know who you are; no problem. You don’t need a ticket. I’m sure you bought one.”

Einstein looked at him and said, “Young man, I too know who I am. What I don’t know is where I’m going.”

Having said that Billy Graham continued, “See the suit I’m wearing? It’s a brand new suit. My children, and my grandchildren are telling me I’ve gotten a little slovenly in my old age. I used to be a bit more fastidious. So I went out and bought a new suit for this luncheon and one more occasion. You know what that occasion is? This is the suit in which I’ll be buried. But when you hear I’m dead, I don’t want you to immediately remember the suit I’m wearing. I want you to remember this:

“I not only know who I am. I also know where I’m going.”

May your troubles be less, your blessings more, and may nothing but happiness, come through your door.

“Life without God is like an unsharpened pencil – it has no point.”

And may each of us have lived our lives so that when our ticket is punched we don’t have to worry about where we are going.

Billy Graham died this morning February 21, 2018. He knew his final destination is Heaven.
Do you know your final destination?
If not, please repent of your sin and receive Jesus into your heart now.
“..…..Now is the accepted time, behold, today is your day of salvation” 2 Corinthians 6:2.

PLEASE SHARE!!!

WORD-AFLAME LEADERSHIP COLLEGE My Passion Before I Die!

My Passion Before I Die!

By Gideon in Blog, Faith and Work, Ministry on May 16, 2017

Jesus Christ said in his declaration with the urgency of saving souls, “I must work the works of him that sent me, while it is day: the night cometh, when no man can work. John 9:4”
John Knox prayed: “Lord, Give me Scotland or I die”…

St Patrick, a rugged believer that Brought even dead animals and trees back to life prayed: “God, Give me souls or give me nothing else”….

Brethren during the Hebrides revival prayed:” Lord, If you will not use us, please, kill us”…

The brethren from England who brought the Fire from Azusa Street revival
gathered everyday under the terrible cold.
Their only prayer topic was: “Lord, give us men that will spread Your Fire in the streets of England”.

During the Indonesia Revival, those hungry hearts were seen praying day and night: “Lord, The harvest is ripe… If it pleases You, please use us”.

One prayer that was common during the days of
William Seymour was: “Lord, this is another day that hell must lose men and women. Please, we are here use us”.

Paul Apostle said:” Woe is me if I preach not the gospel”

Rachel said to her husband, Jacob: “Give me children or I die”

But unfortunately, our churches are filled today
with people who are not ashamed of spiritual barrenness.
We are asking “God give me money. God give me spouse.
God give me visa”.
Where do we see believers again that will be praying and fasting, and when you listen to them, you will be hearing:” Lord, let Your Fire fall in my community and let their be revival”?

When Paul encountered Christ, he fell and rose. What He asked was:” Lord, what will You have me do”.
But today, when we fall under anointing, we stand to start expecting marriage proposals and visas and employment letters.
This generation of members in our churches have not had a genuine encounter with the Man of Calvary.
No generation has carried Bibles like us without opening it.
No generation is materially driven like ours and we expect the land to obey us.

Jesus said, pray to the Father that He brings His Kingdom on earth.
GOD help us to get it on time. Amen.

Let’s build up our spiritual life because its very necessary.

If u miss heaven u can never miss hell. Think about it. Hell isn’t a pretty place.

Do the work of an evangelist now by sharing this message. God bless you.

WORD-AFLAME LEADERSHIP COLLEGE IT'S NOT YOU

IT’S NOT YOU

By Gideon in Blog, Ministry on February 3, 2017

One day a local evangelist bragged during a crusade that his God was more able than all the other gods in the town and the powers of the universe that the villagers worshiped put together. Just then, rainstorm sounds started sounding overhead, threatening the progress of the crusade. The evangelist lifted up his voice and declared with confidence that if the rains fell, then he wasn’t a man of God; he would stop preaching!
Before he could finish his bluff, the rains began to hit the crusade grounds so vehemently, apparently in disregard to his declarations. The whole town left the crusade grounds to their houses, shaking their heads in disappointment and dismay.
The evangelist, so distraught and angry, packed his belongings and left the town the next day. On his way through the next town, he checked into a local drinking spot and drank himself to stupor. As he laid on the ground cursing God, an old seedy looking man tapped him gently on the shoulder.
“Man of God”, the old man began. But the evangelist quickly cut in, “don’t mention the name of God to me. He is fake. He is unreliable. I am no longer a believer in this God. A God who chooses to disgrace his servants. Leave me alone!”
But the old man would not let him be. He continued,”I am the fetish priest in the village you just preached at, during your one week stay in that village, you destroyed all the charms i had made on the people for 45 years. Your prayers and your words always came with some fearful fire and power. I tried so many times to eliminate you but i couldn’t. My last chance came yesterday. I had loaded my gun with gun powder lying wait on the mountaintop where i had a very clear view of you. My plan was to shoot you from a distance since i couldn’t get close enough to you due to the fire around you. But just when i lifted the gun, the rains came from nowhere, wetting my gunpowder and covering you in a cloud so that i couldn’t even see you. All i saw was a bright man holding a sword in front of you. I was so terrified. I concluded that your God was indeed all powerful and Almighty. That is why I’ve been looking for you since then. I want to follow this your God!”
The ex-evangelist bowed his head in shame!
Dear friends, sometimes, it is just wise for us to believe that our Father knows the way He is taking us. We should just trust His leading. Let our boast be in the Lord, not in ourselves. If we decree a thing and it doesn’t happen, let us not see it as disappointment or dishonor from the Father. Let us just believe that the Father wants his perfect will to be done in all things.
Share if you think it worth sharing.

WORD-AFLAME LEADERSHIP COLLEGE ME, AN IDOL WORSHIPPER?

ME, AN IDOL WORSHIPPER?

By Gideon in Blog, Life Sharing on October 15, 2016

I wondered why I was in the queue of accused at all. I am intelligent, aggressive, young, totally committed to my God. What am I doing here with this sheet of supposed sins in my hand I wondered?
I don’t drink, I don’t smoke, I don’t fornicate, I don’t steal, I am righteous. Others should be here not me.
It was finally my turn to face the Man.
I placed my sheet before Him, He glanced at it and sighed softly.
He looked at me and calmly said, ‘Guilty of idol worship.’
Imagine my anger, my fury, my indignation. I jumped out of the chair and said ‘Of course not! Check the sheet again, check the name, It can’t be mine.’
He sighed again and mentioned one of my names that no one knows.
I would not be stopped. It’s impossible’ I yelled. I worship only God, the Most High, Maker of heaven and earth, the King of kings and Lord of lords. I bow down to none, I have no talisman, no amulet, no pot underneath my bed.
‘You are guilty of idol worship’ He repeated calmly.
He looked at me, I looked at Him. It seemed like forever. The room was silent. I could hear the clock ticking.
Then slowly I understood.
I am never late for my British Airway flights but I am always late to church – I blinked.
My payments to unfaithful PHCN and water board are never late but I haven’t paid my tithes in three months – I looked down.
When meeting one of our local chiefs last week I would not even pick a call in the presence of earthly royalty, but I WhatsApp in church – I swallowed.
I wouldn’t interrupt my performance appraisal with my boss for anything but I missed church last week because of a movie on TV – I squirmed uncomfortably.
I wouldn’t let a day end without talking to my spouse but today I just said Hi God, Bye God. And I didn’t even pray last night – The room began to feel hot.
I would never miss going to the bank because of the weather but I missed fellowship of Tuesday nd Thursday because it looked really cloudy – It seems the AC in the room wasn’t working.
I would wear my party colors to party meetings and not care what anyone thought of me but I hate to talk to my work mates about God because of what they will think of me – Someone should fix this AC or put it on 0 because 10 was too hot for me.
I always have the latest tech toy you can think of but my bible is so worn out. I can’t even find book of Jude in my bible anymore.
I wished the Man would get a call and leave but He doesn’t allow anything to interrupt when He is with His children.
I felt so hot in the room, a nervous sweat on my forehead, I felt so ill and weak, all of my anger and self-righteousness was gone, leaving immense guilt in its wake.
I slowly got of the chair and knelt by His feet and said ‘I am sorry, I am guilty as charged, Guilty of idol worship, guilty of placing others; humans, toys; before You. I am guilty of idol worship.’
He smiled gently, looked at me with those passionate eyes of His full of love and He gave me a fresh sheet!
Deliver people from idolatry today.
Deliver souls, share with your friends and God bless you richly in Jesus name!

Are you a disciple!

By Gideon in Blog on October 14, 2016

A Pastor transformed himself into a homeless person and went to the church that he was to be introduced as the head pastor at that morning. He walked around his soon to be church for 30 minutes while it was filling with people for service. Only 3 people said hello to him, most looked the other way. He asked people for change to buy food because he was hungry. Not one gave him anything.

He went into the sanctuary to sit down in the front of the church and was told by the ushers that he would need to get up and go sit n the back of the church. He said hello to people as they walked in but was greeted with cold stares and dirty looks from people looking down on him and judging him.

He sat in the back of the church and listened to the church announcements for the week. He listened as new visitors were welcomed into the church that morning but no one acknowledged that he was new. He watched people around him continue to look his way with stares that said you are not welcome here.

Then the elders of the church went to the podium to make the announcement. They said they were excited to introduce the new pastor of the church to the congregation. “We would like to introduce you to our new Pastor.” The congregation stood up and looked around clapping with joy and anticipation. The homeless man sitting in the back stood up and started walking down the aisle.

That’s when all the clapping stopped and the church was silent. With all eyes on him….he walked up the altar and reached for the microphone. He stood there for a moment and then recited so elegantly, a verse from the bible…..

“Then the King will say to those on his right, ‘Come, you who are blessed by my Father; take your inheritance, the kingdom prepared for you since the creation of the world. For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.’ “Then the righteous will answer him, ‘Lord, when did we see you hungry and feed you, or thirsty and give you something to drink? When did we see you a stranger and invite you in, or needing clothes and clothe you? When did we see you sick or in prison and go to visit you?’
“The King will reply, ‘Truly I tell you, whatever you did for the least of my brothers and sisters, you did for me.’

After he recited this, he introduced himself as their new pastor and told the congregation what he had experienced that morning. Many began to cry and bow their heads in shame. “Today I see a gathering of people here but I do not see a church of Jesus. The world has enough people that look the other way. What the world needs is disciples of Jesus that can follow this teachings and live as he did. When will YOU decide to become disciples?

He then dismissed service until the following Sunday as his sermon had been given.-from web.

WORD-AFLAME LEADERSHIP COLLEGE How Apostle Ayo Babalola died

How Apostle Ayo Babalola died

By Gideon in Blog on October 11, 2016

HOW APOSTLE AYO BABALOLA DIED -PROPHET I.O. OGEDENGBE
Until his sudden departure to glory on Sunday 26th of July 1959, Apostle Joseph Ayo Babalola showed no sign of illness. On Friday 24 July, he returned to Ibadan to attend the general council’s meeting slated for that day. On Saturday morning, July, Apostle Babalola conducted the Morning Prayer for ministers and members living in the residence of Christ Apostolic Church; Olugbode, Ibadan and prayed for everybody.
The same day, he sent two of his followers, Michael and another fellow to me at Ede that I should prepare a place for him to sleep. I never knew he was talking of his final sleep.

Apostle Ayo Babalola arrived Ede around 6:30 pm in the evening that Saturday and he was gladly received. Before his arrival, I had prepared my bedroom ready for him.
We ensured that nobody was allowed to rush into the bedroom with him; for it was Apostle Babalola’s habit that he never turned away anybody who came to him for prayer and counseling, no matter how weary he might be. After prayer, I informed him that his meal was ready. He declined to take any meal but requested to be allowed to have some sleep, because he had been holding series of meetings since the past nine days with little or no rest.

He woke up three hours later and took some tea and slept off again. At 4 a.m. on Sunday, he woke up, took his bath, took some tea and had his morning meditation without any disturbance. At 6 o’clock, I went to him in the bedroom and he began to talk about a great convention which will soon be held at his hometown, Odo-Owa.
He was speaking in parables, so I did not suspect that he was talking about his approaching death. He directed me to call in Prophet Babajide who was in the adjacent room. Both of us knelt down beside his bed and he began to narrate to us how he began his ministry. It was such a sublime experience. Both of us just listened; we did not utter a single word during the course of his narration. After this, we knelt down for prayer. The three of us prayed. I took the lead, Prophet Babajide followed.
When it was Apostle Babalola’s turn to pray, he prayed for a very long time, praying for the church, the leaders and for us too. After the special service, people came to Apostle Babalola in my bedroom and bid him farewell before leaving for their various destinations with joy and humor.

He bid everyone farewell and prayed for them. Nobody suspected through his speech or action that death was lurking in the corners. We left him alone to attend to those who were waiting to see him.
Meanwhile, Michael Osabi and Samuel Oluwatusin, the two young men who used to wait on him, remained with him as he took a nap. When he woke up, he called me and returned my covering-cloth to me. His action surprised me and I asked, “Baba, why are you doing this?”
He replied, “A man should sleep with his own clothes.” It did not occur to me that he was speaking of his imminent death. He advised me to go and have some sleep myself. By then, everybody else had gone to church for the evening service.

Around 5 p.m. as he lay on the bed, Apostle Joseph Ayo Babalola breathed heavily three times, saying after, “in the name of the Father, and of the Son, and of the Holy Ghost.” His breathing was like the rumbling of a rain-storm and there was a great vibration in the bedroom. As this was happening, his personal attendants (Michael and Samuel) ran to call me to his bedside before he gave up the ghost. We began to pray and quickly sent for the church leaders who had gone to church for the evening service.
We all prayed for his restoration. But while this prayer was on, the Lord opened my spiritual eyes to see what was happening in the heavenlies. The heavenly hosts had come to meet this great prophet and joyfully admitted him into the glory above. He had laid down his sword at Jesus’ feet. So he could not return to earth again. The church leaders and the elders who were present arranged for Apostle Babalola’s corpse to be taken to Efon-Alaaye that same night.

WORD-AFLAME LEADERSHIP COLLEGE Apostle Ayo Babalola-C.A.C

Apostle Ayo Babalola-C.A.C

By Gideon in Blog on October 11, 2016

Joseph Ayodele Babalola was born on 25 April 1904 of Yoruba parents (Pa David Lawani Rotimi and Madam Martha Talabi Rotimi ) at Odo-Owa, Kwara State, Nigeria.
He was brought up as an Anglican. He was registered at an elementary school at Oto-Awori on Badagry Road, Lagos State, in 1914. He got to standard four, before he became a blacksmith’s apprentice and he learned it for two years, before he became a steamroller operator under the PWD (Public Works Department), then under the control of Great Britain, learning to become a steamroller driver. After 15 days of learning to drive the caterpillar, he was able to drive it without any assistance. After nine months; he became a master in his class. A steamroller was first given to him on 1st of April 1928 to work on the Osogbo – Ilesha road. On June 14, 1928 he was transferred to Akure–Ilesha road. On 9th of October 1928 at about 12 o’clock he was by his steamroller by the river Ariran, it was here he heard a loud voice from above like the roar of thunder which called his name thrice saying “Joseph! Joseph!! Joseph!!! Leave this job you are doing; if not, this year you are going to be cut off from the earth.” Again On 11 October 1928, while trying to repair his machine, he heard an audible voice from the Lord to abandon the job and start preaching. That is how he received the call and he went into fasting and prayer. Ayo Babalola was sent out of the Anglican Church of his village by his Bishop because most members of the Church see visions; speak in tongues and pray vigorously. Babalola was baptized in Lagos lagoon in December 1929

Ministry and healing.
In 1930 Faith Tabernacle affiliated with the The Apostolic Church with General Headquarters in the United Kingdom (and not British Apostolic Church, as erroneously called by some authors)
(1). Then following a schism in The Apostolic Church about 1940, Babalola went with a group led by Pastors J.B. Akinyele and D.O. Odubanjo to form a new independent church.
(2). Christ Apostolic Church (CAC), where he continued his healing and revivalistic activities until his death. The CAC regards Babalola as an apostle owing to his evident apostolic gifts that characterized his revival ministry as the beginning of the church, while in actual sense by real church ordination he was not at any time historically ordained into that office.
A CAC retreat center was built at Ikeji-Arakeji, Osun State where Babalola was first called in 1928. However, it is pertinent to note that Babalola was not the sole founder of CAC as many claim today but one of the trio of CAC Founding Fathers.
(3). To corroborate this, on registration of CAC with Corporate Affairs Commission in 1943, Pastors Akinyele and Odubanjo occupied the offices of first President and Vice-President/General Superintendent respectively, while Babalola (who was junior to the duo in both Faith Tabernacle and The Apostolic Church), occupied the Office of General Evangelist. This error of founder-ship here pointed out needs to be corrected in history.
Although He died on 26th of July 1959, The Christ Apostolic Church has not died along with Apostle Joseph Ayo Babalola. In fact it has grown rapidly over the years, with many churches under the Christ Apostolic Church name but each church with a specific branch name. The Joseph Ayo Babalola University (JABU) a private Nigerian university located in Ikeji-Arakeji in Osun State, established by the Christ Apostolic Church (CAC) Worldwide is named after him, located at the place where he says he was called by God in 1928.

WORD-AFLAME LEADERSHIP COLLEGE David Livingstone

David Livingstone

By Gideon in Blog, Life Sharing on September 10, 2016

AN EXPLORER AND EVANGELIST
David Livingstone (1813-1872) was an explorer, missionary, and anti-slavery campaigner. He became a great hero of the Victorian era for his epic discoveries in the heart of unexplored Africa. He spent the last six years of his life almost cut off from the outside world, refusing to leave his beloved Africa.

David Livingstone was born on March 21, 1813 in the mill town of Blantyre, Lanarkshire, Scotland. His father was a committed Protestant Sunday school teacher, who took a literal interpretation of the Bible. His father’s religious influence played a key role in influencing the young David and he grew up with an aspiration to become a missionary himself.

From an early age, David was fascinated with geology, science and the natural world. Due to his father’s influence, he worried that science may conflict with religion. However, after reading Thomas Dick’s ‘Philosophy of a Future State’, David was able to reconcile religion with science.

Due to his family’s poverty, David had to work long hours in a local cotton mill from the age of 10 to 26. Despite the long hours, he found time to study after work. His work in the mills imbued him with a classic Protestant work ethic; this experience left him with respect and empathy for workers and worker-slaves.

In 1836, he entered Anderson’s College in Glasgow to train as a medical missionary. Due to the outbreak of war in China, it was suggested Livingstone travel to Africa to work as a missionary there.

Livingstone enthusiastically traveled to Africa where he strengthened his ideals of Christian missionary, greater scientific discovery, more commerce and the abolition of slavery.
However, in Africa he realised the difficulty of making converts to Christianity. During the 1840s he gained only one real convert to Christianity. He also narrowly survived death after being mauled by a lion. In 1845 he married Dr Robert Moffat’s eldest daughter, Mary. Although Mary had lived in Africa since she was four, she did not share her husbands interest in exploration. Although they had six children, David spent little time with his family, especially towards the end of his life. His wife Mary, came to suffer from alcoholism and David admitted one regret he had was that he didn’t spend more time with his family.

After this initial period, David Livingstone, increasingly turned his attention to exploration of the African continent which was largely unexplored by Westerners. Of particular note was his discovery (by a Westerner) of the great waterfall Mosi-oa-Tunya (“the smoke that thunders”) waterfall. Livingstone renamed it Victoria falls in honour of Queen Victoria. In 1854-56 he made the first successful transcontinental journey across Africa from Luanda on the Atlantic to Quelimane on the Indian ocean.

Livingstone had great success as an explorer partly because of his ability to get on with local tribal chiefs. He travelled lightly without soldiers and this non-confrontational approach made it easier for him to be welcomed. He also had an ability to empathise with African locals and Livingstone was generally warmly remembered by native Africans – helping to improve relations between Britain and native Africans. On these expeditions he also toned down his Christian evangelism. He preached a Christian message but did not force tribal chiefs to accept it, like some of his contemporaries. However, although he had good qualities in endearing himself to locals, he was less praised by fellow members of his own expeditions. He was often criticised for his poor leadership and judgement being subject to different moods and intolerant of criticism. His fellow physician John Kirk said of Livingstone:

“I can come to no other conclusion than that Dr. Livingstone is out of his mind and a most unsafe leader”
– David Livingstone

However, other of Livingstone’s servants later expressed admiration for the steely determination of Livingstone in the face of difficulty and illness.

At the end of the 1850s, he resigned from the London Missionary Society to devote more time to exploration. He received a commission from the Royal Geographic Society and this helped fund an exploration up the River Zambezi. This exploration encountered many difficulties and was perceived to be a failure by many.

In 1866, Livingstone returned to Africa for a mission to discover the source of the Nile. He never quite attained this goal, but helped to fill in details about the great Lakes of Lake Tanganyika and Lake Mweru. Livingstone also helped identify Lake Malawi and Lake Ngami. Unfortunately on this expedition he again lost helpers due to illness or desertion. He also had supplies stolen. This ironically required him to depend on the help of slave traders, which annoyed him.

After suffering a variety of tropical illness’ throughout his life, Livingstone died of dysentery in 1872, aged 59. He passed away knelt in prayer.

His body was taken to England and buried in Westminster Abbey. However, the local African attendants were somewhat reluctant to give up Livingstone.
In the end they cut out his heart and gave back his body saying:
“You can have his body, but his heart belongs in Africa!”

BEFORE HIS DEATH
One year before his death, Livingstone was met by a correspondent from the New York Herald, Henry Morton Stanley. Livingstone had been lost in the heart of Africa for six years – his letters rarely getting through. It is said that Stanley famously found Livingstone in the town Ujiji on the shores of Lake Tanganyika on 27th October 1871. He greeted Livingstone with the famous refrain. “Dr Livingstone I presume?”

Livingstone is said to have replied with.

“Yes, and I feel thankful that I am here to welcome you.”
One of Livingstone’s greatest achievements was to stir up public support against slavery with his writings, books (such as best-selling ‘Missionary Travels and Researches in South Africa’ (1857)

“And if my disclosures regarding the terrible Ujijian slavery should lead to the suppression of the East Coast slave trade, I shall regard that as a greater matter by far than the discovery of all the Nile sources together.”

PART OF HIS QUOTES
1. “Dr. Livingstone, I presume? “Cannot the love of Christ carry the missionary where the slave-trade carries the trader? I shall open up a path to the interior or perish.”

2.“If you have men who will only come if they know there is a good road, I don’t want them. I want men who will come if there is no road at all.”

3. “Fear God and work hard.”

4. “I am immortal till my work is accomplished,” he wrote. “And although I see few results, future missionaries will see conversions following every sermon. May they not forget the pioneers who worked in the thick gloom with few rays to cheer, except such as flow from faith in the precious promises of God’s Word.”

5. “I will place no value on anything I have or may possess, except in relation to the kingdom of Christ. If anything will advance the interests of that kingdom, it shall be given away or kept only as by giving or keeping of it I shall most promote the glory of Him to whom I owe all my hopes in time and eternity.”

6. “People talk of the sacrifice I have made in spending so much of my life in Africa. Can that be called a sacrifice which is simply paid back as a small part of a great debt owing to our God, which we can never repay?”